PayPal is one of the world's largest online payment systems. It lets you quickly get cash to friends and even accept and spend payments for goods and services. It provides a secure way for you to shop online without revealing your credit card information. You can do business on the go with the help of the company's mobile app, and the platform offers competitive fees on most transactions.
The company is a payment platform, so it doesn't typically offer PayPal discount codes for its financial services. It does, however, work with retailers to bring you PayPal coupons to help you save when you shop a particular store and pay for your merchandise through the platform. Here are a few other easy-to-implement, money-saving ideas.
As of May 7th, 2019, PayPal will no longer refund processing fees when sellers offer either partial or full refunds to their buyers.
Refunds have always been an important and unavoidable facet of the average seller's business. Most sellers offer some sort of timed guarantee for unopened packages, making it easy for buyers to decide on purchases.
However, with this change, it will be harder for small sellers to reliably make money on the products they sell through PayPal.
How the PayPal Policy Change Could Impact Sellers
PayPal charges sellers 2.9% of a transaction, plus a flat $0.30 fee. So, let's imagine selling a $500 computer to a customer.
PayPal charges (roughly) $15 for the transaction. Now imagine the buyer cancels the transaction a day later, before the item ships, and reasonably asks for a refund. Before, PayPal would refund the processing fee as well. Now, the seller is out $15.
Compounding that fee over dozens of similar refunds can really add up. And that's to say nothing of more expensive transactions.
Hit the PayPal Offers Page
The company partners with dozens of stores to bring you tons of offers. Look for promotions giving you things like percentages of off Levis and iTunes purchases. You can sometimes find PayPal promo codes offering discounts at places like Jegs, Hotels.com, Alternative Airlines and Thrive Market.
Send Money for Free
Send money to anyone in the U.S. without paying a cent in transaction fees. Open an account to get started. You'll need to have a bank or funded PayPal cash account to get started.
Score Free Return Shipping
If you pay for an online purchase with PayPal, you may qualify for free return shipping. This PayPal deal only applies to some U.S. account holders. The company gives you 12 refunds a year, and it'll reimburse you for shipping charges up to $30 per return.
Shop With a PayPal Credit or Debit Card
PayPal offers several credit and debit cards. The products all have different perks and requirements, so you can select the product that works best with your needs. Most come without annual membership fees. You can even find cards that offer cash back and points programs. Here's a quick rundown of the merchant's available credit and debit products.
- PayPal Cashback Mastercard
- PayPal Extras Mastercard
- PayPal Credit - Digital Credit Line
- PayPal Cash Mastercard Debit
- PayPal Prepaid Mastercard
Use Your Credit Card Rewards to Fund Your PayPal Account
Redeem your Discover and Citi rewards points through your PayPal account to save when you shop. Sign up, link your accounts and you'll be on your way to using your credit card rewards points to pay when you make PayPal purchases.
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